{"id":19639,"date":"2018-02-13T19:48:00","date_gmt":"2018-02-13T10:48:00","guid":{"rendered":"http:\/\/w3devlabs.net\/wp\/?p=19639"},"modified":"2018-02-12T20:50:45","modified_gmt":"2018-02-12T11:50:45","slug":"%ec%9d%bc%eb%b0%98%ec%83%81%ec%8b%9d%ec%a7%81%eb%ac%b4%ec%88%98%ed%96%89%eb%8a%a5%eb%a0%a5%ed%8f%89%ea%b0%80-%ec%a3%bc%ed%83%9d%ea%b8%88%ec%9c%b5%ea%b3%b5%ec%82%ac","status":"publish","type":"post","link":"http:\/\/w3devlabs.net\/wp\/?p=19639","title":{"rendered":"\uc77c\ubc18\uc0c1\uc2dd(\uc9c1\ubb34\uc218\ud589\ub2a5\ub825\ud3c9\uac00) – \uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac"},"content":{"rendered":"

\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac
\n<\/span>(<\/span>\uc9c1\ubb34\uc218\ud589\ub2a5\ub825\ud3c9\uac00<\/span>:
\n<\/span>\uc804\uacf5<\/span>–<\/span>\uacbd\uc601<\/span>,
\n<\/span>\uacbd\uc81c<\/span>,
\n<\/span>\ubc95 \uc911
\n\uc57d\uc220 <\/span>4,
\n<\/span>\ub17c\uc220<\/span>1)<\/span><\/p>\n

   <\/p>\n

\ud1b5\ud654\uad6c\ubd84
\n<\/font><\/span>–
\nM1, M2, M3 (<\/span>\uc591\ub3c4\uc131\uc608\uae08\uc99d\uc11c
\n<\/span>CD<\/span>\ub294 \uc5b4\ub514\uc5d0
\n\ub4e4\uc5b4\uac00\ub098\uc694<\/span><\/font>) <\/font><\/span><\/p>\n

M1(<\/font><\/span>\ud1b5\ud654<\/span>):<\/span> <\/span>\ubbfc\uac04\uc774
\n\ubcf4\uc720\ud558\uace0 \uc788\ub294 \ud604\uae08 <\/span>+
\n<\/span><\/font>\uc740\ud589\uc758 \uc694\uad6c\ubd88\uc608\uae08<\/font><\/span><\/p>\n

M2(<\/font><\/span>\ucd1d\ud1b5\ud654<\/span>):<\/span> <\/span>M1
\n+<\/span>\uc800\ucd95\uc131\uc608\uae08<\/span>(<\/span>\uc815\uae30\uc608\uae08\uc774\ub098
\n\uc801\uae08<\/span>)+<\/span><\/font>\uac70\uc8fc\uc790
\n\uc678\ud654\uc608\uae08 <\/font><\/span><\/p>\n

MCT<\/font><\/span>:
\nM2 + <\/span>\uc591\ub3c4\uc131
\n\uc608\uae08\uc99d\uc11c<\/span>(CD)
\n+ <\/span><\/font>\uae08\uc804\uc2e0\ud0c1 \uc218\ud0c1\uc561<\/font><\/span><\/p>\n

M3(<\/font><\/span>\ucd1d\uc720\ub3d9\uc131<\/span>):<\/span> <\/span>MCT
\n+ <\/span>\uc81c<\/span>2<\/span><\/font>\uae08\uc735\uad8c
\n\uc608\uc218\uae08<\/font><\/span><\/p>\n

  <\/p>\n

\ud654\ud3d0\uc758
\n\ubcf8\uc6d0\uc801 \uae30\ub2a5 <\/font><\/span>–
\n<\/span><\/font>\uad50\ud658\uc758 \ub9e4\uac1c\uc218\ub2e8 <\/font><\/span><\/p>\n

\ud654\ud3d0\uc758
\n\uae30\ub2a5<\/font><\/span><\/p>\n

<\/font><\/span>–
\n<\/span>\uad50\ud658
\n\ubc0f \uac00\uce58 \ucc99\ub3c4 \uc218\ub2e8 <\/span>:
\n<\/span><\/font>\ud654\ud3d0\uc758 \ubcf8\uc6d0\uc801 \uae30\ub2a5<\/font><\/span><\/p>\n

<\/font><\/span>–
\n<\/span>\uc9c0\uae09
\n\ubc0f \uac00\uce58 \uc800\uc7a5 \uc218\ub2e8 <\/span>:
\n<\/span><\/font>\ud30c\uc0dd\uc801 \uae30\ub2a5<\/font><\/span><\/p>\n

  <\/p>\n

\uacfc\uc2dc\uc131
\n\uc18c\ube44 <\/font><\/span>–
\n<\/span><\/font>\ubca0\ube14\ub80c \ud6a8\uacfc <\/font><\/span><\/p>\n

\ubca0\ube14\ub80c\ud6a8\uacfc<\/font><\/span>:
\n<\/span><\/font>\uac00\uaca9\uc774 \uc624\ub974\ub294 \ub370\ub3c4 \uc77c\ubd80 \uacc4\uce35\uc758 \uacfc\uc2dc\uc695\uc774\ub098 \ud5c8\uc601\uc2ec \ub4f1\uc73c\ub85c \uc778\ud574 \uc218\uc694\uac00 \uc904\uc5b4\ub4e4\uc9c0 \uc54a\ub294
\n\ud604\uc0c1<\/font><\/span><\/p>\n

  <\/p>\n

\ud658\uc728\uacfc
\n\uc6d0\ud654\ud3c9\uac00\uc808\uc0c1<\/font><\/span>\/<\/span><\/font>\uc808\ud558
\n\uc5f0\uad00\uc131 <\/font><\/span><\/p>\n

\ud658\uc728\uc0c1\uc2b9<\/font><\/span>-(<\/span>\ud3c9\uac00\uc808\ud558<\/span>)<\/span> <\/span>:
\n<\/span>\ubbf8\uad6d\uc758
\n\uae08\ub9ac\uc778\uc0c1<\/span>,
\n<\/span><\/font>\uc6d0\uc720\uac00\uaca9 \uc0c1\uc2b9 \ub4f1<\/font><\/span><\/p>\n

\ud658\uc728\ud558\ub77d<\/font><\/span>-(<\/span>\ud3c9\uac00\uc808\uc0c1<\/span>)
\n<\/span>:
\n<\/span>\uc218\ucd9c\uc99d\uac00<\/span>,
\n<\/span>\ubbf8\uad6d\uc758
\n\uae08\ub9ac\uc778\ud558 \ub4f1<\/span><\/font>.<\/font><\/span><\/p>\n

   <\/p>\n

BIS<\/font><\/span>\ube44\uc728 <\/span>–
\n<\/span>\uc790\uae30\uc790\ubcf8<\/span>\/<\/span>\uc704\ud5d8\uac00\uc911\uc790\uc0b0
\n<\/span><\/font>* 100 <\/font><\/span><\/p>\n

BIS<\/font><\/span>\ube44\uc728<\/span>:
\n<\/span>\uc740\ud589\uc758
\n\uc790\uae30\uc790\ubcf8\uc774 \uc5bc\ub9c8\ub0d0 \ud558\ub294 \uc9c0\ud45c\uc9c0<\/span>,
\n<\/span>\uc704\ud5d8\ub3c4
\n\uac10\uc548\ud55c \uad6d\uc81c\uacb0\uc81c\uc740\ud589 \ubc29\uc2dd\uc73c\ub85c \uacc4\uc0b0 <\/span>8%<\/span><\/font>\ub294
\n\ub118\uc5b4\uc57c \uc190\uc2e4\ub300\ucc98\ub2a5\ub825\uc774 \ub192\ub2e4\uace0 \ud310\ub2e8 <\/font><\/span><\/p>\n

  <\/p>\n

\ub514\ud50c\ub808\uc774\uc158<\/font><\/span>
\n<\/span>:
\n<\/span><\/font>\ud1b5\ud654\ub7c9\uc758 \ucd95\uc18c\uc5d0 \uc758\ud558\uc5ec \ubb3c\uac00\uac00 \ud558\ub77d\ud558\uace0 \uacbd\uc81c\ud65c\ub3d9\uc774 \uce68\uccb4\ub418\ub294 \ud604\uc0c1 <\/font><\/span><\/p>\n

  <\/p>\n

DTI , LTV <\/font><\/span><\/p>\n

\ucd5c\uadfc
\n\ubd80\ub3d9\uc0b0 \uac00\uaca9 \uc548\uc815\uc744 \uc704\ud55c \ub2f4\ubcf4\ub300\ucd9c \uaddc\uc81c \uc815\ucc45<\/font><\/span><\/p>\n

DTI(Debt-to-Income ratio<\/font><\/span>)
\n: <\/span>\ucd1d\ubd80\ucc44
\n\uc0c1\ud658\ube44\uc728<\/span>,
\n<\/span><\/font>\uc790\uc2e0\uc758 \uc5f0\uc18c\ub4dd\uacfc \ub9e4\ub144 \uc0c1\ud658\ud574\uc57c\ud560 \ub300\ucd9c\uae08\uc561\uc5d0 \ub300\ud55c \ube44\uc728<\/font><\/span><\/p>\n

LTV(Loan-to-Value ratio)<\/font><\/span> <\/span>:
\n<\/span>\ub2f4\ubcf4\uc778\uc815
\n\ube44\uc728<\/span>,
\n<\/span>\ub300\ucd9c\uc744
\n\ud560 \ub54c \uc8fc\ud0dd\uac00\uaca9\uc758 \uc77c\uc815 \ube44\uc728 \ub9cc\ud07c\ub9cc \ub2f4\ubcf4\ub85c \uc778\uc815\ud558\ub294 \uac83<\/span><\/font>.<\/font><\/span><\/p>\n

   <\/p>\n

\uc911\uc559\uc740\ud589\uc758
\n\uae30\ub2a5 <\/font><\/span><\/p>\n

\u2460 <\/font><\/span>\ubc1c\uad8c \uc740\ud589\uc758 \uae30\ub2a5 <\/font><\/span><\/p>\n

\u2461 <\/font><\/span>\uc740\ud589\uc758 \uc740\ud589\uc73c\ub85c\uc11c\uc758 \uae30\ub2a5<\/font><\/span><\/p>\n

\u2462 <\/font><\/span>\uc815\ubd80\uc758 \uc740\ud589\uc73c\ub85c\uc11c\uc758 \uae30\ub2a5 <\/font><\/span><\/p>\n

\u2463 <\/font><\/span>\uc678\ud658 \uad00\ub9ac \uc740\ud589\uc758 \uae30\ub2a5 <\/font><\/span><\/p>\n

  <\/p>\n

\uc7ac\ud560\uc778\uc728
\n\uc815\ucc45 <\/font><\/span><\/p>\n

: <\/font><\/span>\ud55c\uad6d\uc740\ud589\uc774 \uc77c\ubc18 \uc740\ud589\uc5d0 \ub3c8\uc744
\n\ube4c\ub824\uc904 \ub54c \uc774\uc790\ub97c \ub192\uac8c \ub9e4\uae30\uac70\ub098<\/span>,
\n<\/span><\/font>\ub0ae\uac8c \ub9e4\uae30\ub294 \uc815\ucc45 <\/font><\/span><\/p>\n

  <\/p>\n

\uc608\uae08\uc740\ud589\uc758
\n\uc2e0\uc6a9\ucc3d\uc870 \uacf5\uc2dd <\/font><\/span><\/p>\n

\"DRW000032d05b1b\"<\/a> <\/p>\n

  <\/p>\n

\ucc44\uad8c\uc774\uc790\uc728\ub85c
\n\ubbf8\ub798\uac00\uce58 <\/font><\/span>3<\/span>\ub144\ud6c4 \uacc4\uc0b0 \uacf5\uc2dd
\n<\/span>–
\n<\/span>\uc6d0\uae08
\n<\/span>*
\n(1+r)3<\/span><\/font>\uc2b9 <\/font><\/span><\/p>\n

\"DRW000032d05b1d\"<\/a> <\/p>\n

  <\/p>\n

\ud654\ud3d0\uc758
\n\ubbf8\ub798\uac00\uce58 \uacf5\uc2dd<\/font><\/span><\/p>\n

\"DRW000032d05b1f\"<\/a> <\/font><\/span>(n:
\n<\/span>\ub144\uc218<\/span><\/font>)<\/font><\/span><\/p>\n

\ubcf4\ud5d8\uc5d0
\n\uac00\uc785\ud55c \uc774\ud6c4 \uc608\ubc29\uc744 \uac8c\uc744\ub9ac \ud558\ub294 \ud604\uc0c1 <\/font><\/span>–
\n<\/span><\/font>\ub3c4\ub355\uc801 \ud574\uc774 <\/font><\/span><\/p>\n

\ub3c4\ub355\uc801
\n\ud574\uc774<\/font><\/span>:
\n<\/span>\ubcf4\ud5d8\uacc4\uc57d\uc790
\n<\/span>\u00b7<\/span>\ud53c\ubcf4\ud5d8\uc790 \ub610\ub294 \ubcf4\ud5d8\uc218\ucde8\uc778\uc758
\n\ubd80\uc8fc\uc758 <\/span>\u00b7<\/span><\/font>\uace0\uc758
\n\ub4f1 \ub3c4\ub355\uc801 \uc694\uc18c\uc5d0 \uae30\uc778\ud558\ub294 \ubcf4\ud5d8\uc0ac\uace0\uc758 \ubc1c\uc0dd\ub960\uc774 \uc99d\ub300\ud558\uac70\ub098 \uc190\ud574\uac00 \ud655\ub300\ub420 \uc5fc\ub824\uac00 \uc788\ub294 \uc704\ud5d8<\/font><\/span><\/p>\n

  <\/p>\n

\uc9c0\ub2c8\uacc4\uc218
\n<\/font><\/span>–
\n<\/span>\uc644\uc804\ud3c9\ub4f1
\n<\/span>=
\n0 , <\/span>\uc644\uc804\ubd88\ud3c9\ub4f1
\n<\/span><\/font>= 1 <\/font><\/span><\/p>\n

\uc720\ub3d9\uc131\ud568\uc815\ub54c
\n\uc720\ud6a8\ud55c \uc815\ucc45 <\/font><\/span><\/p>\n

\uc720\ub3d9\uc131\ud568\uc815<\/font><\/span>:
\n<\/span><\/font>\uae08\ub9ac\uc778\ud558\uc640 \uac19\uc740 \ud1b5\ud654\uc815\ucc45\uc774\ub098 \uc7ac\uc815\uc9c0\ucd9c \ud655\ub300\uc640 \uac19\uc740 \uc7ac\uc815\uc815\ucc45\uc73c\ub85c\ub3c4 \uacbd\uae30\uac00 \ubd80\uc591\ub418\uc9c0 \uc54a\ub294
\n\uc0c1\ud0dc<\/font><\/span><\/p>\n

\uc720\ud6a8\ud55c\uc815\ucc45<\/font><\/span>:
\n<\/span><\/font>\ud1b5\ud654\uc815\ucc45\ubcf4\ub2e4\ub294 \uc7ac\uc815\uc815\ucc45\uc744 \ud3b4\ub294 \uac83\uc774 \ud6a8\uacfc\uc801 <\/font><\/span><\/p>\n

  <\/p>\n

\uc790\ub3d9\uc548\uc815\ud654
\n\uc7a5\uce58 <\/font><\/span><\/p>\n

: <\/font><\/span>\uacbd\uae30\uce68\uccb4\ub098 \uacbd\uae30\ud638\ud669 \ub54c \uc815\ubd80\uac00
\n\uc758\ub3c4\uc801\uc73c\ub85c \uc815\ubd80\uc9c0\ucd9c\uacfc \uc138\uc728\uc744 \ubcc0\uacbd \uc2dc\ud0a4\uc9c0 \uc54a\ub354\ub77c\ub3c4 \uc790\ub3d9\uc801\uc73c\ub85c \uc7ac\uc815\uc9c0\ucd9c\uacfc \uc870\uc138\uc218\uc785\uc774 \ubcc0\ud558\uc5ec \uacbd\uae30\uce68\uccb4\ub098 \uacbd\uae30\ud638\ud669\uc758 \uac15\ub3c4\ub97c \uc644\ud654\uc2dc\ucf1c \uc8fc\ub294
\n\uac83<\/span><\/font>. <\/font><\/span><\/p>\n

   <\/p>\n

\ub3c5\uc810\uacfc
\n\ub3c5\uc810\uc801 \uacbd\uc7c1\uc2dc\uc7a5\uc758 \uacf5\ud1b5\uc810<\/font><\/span>,
\n<\/span><\/font>\ub2e4\ub978\uc810 <\/font><\/span><\/p>\n

\ub3c5\uc810\uc2dc\uc7a5
\n<\/font><\/span>:
\n<\/span>\uac70\uc758
\n\ub300\ubd80\ubd84 \ud639\uc740 \ubaa8\ub4e0 \uc7ac\ud654\uc758 \uacf5\uae09\uc774 \uc2dc\uc7a5 \uc9c0\ubc30\ub825\uc744 \uac19\ub294 <\/span>1<\/span>\uac1c\uc758 \uae30\uc5c5\uc5d0 \uc758\ud558\uc5ec \uc774\ub8e8\uc5b4\uc9c0\ub294
\n\uc2dc\uc7a5 \ud615\ud0dc\ub97c \ub9d0\ud55c\ub2e4<\/span><\/font>.<\/font><\/span><\/p>\n

\ub3c5\uc810\uc801
\n\uacbd\uc7c1\uc2dc\uc7a5 <\/font><\/span>:
\n<\/span>\ub3c5\uc810\uc801
\n\uacbd\uc7c1\uc2dc\uc7a5\uc740 \uc9c4\uc785\uacfc \ud1f4\uac70\uac00 \ub300\uccb4\ub85c \uc790\uc720\ub86d\uace0<\/span>,
\n<\/span>\ub2e4\uc218\uc758
\n\uae30\uc5c5\uc774 \uc874\uc7ac\ud558\uba70<\/span>,
\n<\/span>\uac1c\ubcc4
\n\uae30\uc5c5\ub4e4\uc740 \ub300\uccb4\uc131\uc774 \ub192\uc9c0\ub9cc \ucc28\ubcc4\ud654\ub41c \uc7ac\ud654\ub97c \uc0dd\uc0b0\ud558\ub294 \uc2dc\uc7a5\ud615\ud0dc\ub97c \ub9d0\ud55c\ub2e4<\/span><\/font>.<\/font><\/span><\/p>\n

   <\/p>\n

\ub300\uccb4\uc7ac\uc640
\n\ubcf4\uc644\uc7ac \uac00\uaca9\ubcc0\ub3d9 \uc5f0\uad00\uc131 <\/font><\/span><\/p>\n

: <\/font><\/span>\uc5b4\ub5a4 \uc0c1\ud488\ub4e4\uc774 \uc11c\ub85c \ub300\uccb4\uad00\uacc4\uc5d0
\n\uc788\ub294 \ub54c \ud55c \uc0c1\ud488\uc758 \uc218\uc694\ub294 \ub2e4\ub978 \ub300\uccb4\uc81c\uc758 \uac00\uaca9\uacfc \uac19\uc740 \ubc29\ud5a5\uc73c\ub85c \uc6c0\uc9c1\uc778\ub2e4<\/span>.
\n<\/span>\uc5b4\ub5a4
\n\uc0c1\ud488\ub4e4\uc774 \uc11c\ub85c \ubcf4\uc644\uad00\uacc4\uc5d0 \uc788\uc744 \ub54c \ud55c \uc0c1\ud488\uc758 \uc218\uc694\ub294 \ub2e4\ub978 \ubcf4\uc644\uc7ac\uc758 \uac00\uaca9\uacfc \ubc18\ub300 \ubc29\ud5a5\uc73c\ub85c \uc6c0\uc9c1\uc778\ub2e4<\/span><\/font>.<\/font><\/span><\/p>\n

   <\/p>\n

a. <\/font><\/span>\uc790\uc5f0\uc2e4\uc5c5\ub960
\n<\/span>=
\n<\/span>\uad6c\uc870\uc801
\n\uc2e4\uc5c5 <\/span>\u203b<\/span><\/font>\ubb38\uc81c
\n\ubd80\uc815\ud655<\/font><\/span><\/p>\n

– <\/font><\/span>\uc790\uc5f0\uc2e4\uc5c5\ub960<\/span>:
\n<\/span>\uc0ac\ub78c\ub4e4\uc774 \uc608\uc0c1\ud558\ub294 \uc778\ud50c\ub808\uc774\uc158\uacfc
\n\ud604\uc2e4 \uc138\uacc4\uc758 \uc778\ud50c\ub808\uc774\uc158\uc774 \uac19\uc544\uc9c0\ub294 \uc810\uc744 \uc7a5\uae30\uade0\ud615\uc774\ub77c \ud558\uace0 \uc774\ub54c\uc758 \uc2e4\uc5c5\ub960\uc744 \uc790\uc5f0\uc2e4\uc5c5\uc728\uc774\ub77c \ubd80\ub978\ub2e4<\/span><\/font>.<\/font><\/span><\/p>\n

– <\/font><\/span>\uad6c\uc870\uc801
\n\uc2e4\uc5c5<\/span> <\/span>:
\n<\/span>\uc0b0\uc5c5\uad6c\uc870\uc758 \ubcc0\ud654\uc640 \ud568\uaed8
\n\ud544\uc5f0\uc801\uc73c\ub85c \ubc1c\uc0dd\ud558\ub294 \ub9cc\uc131\uc801<\/span>\u318d<\/span>\uc7a5\uae30\uc801\uc778
\n\uc2e4\uc5c5\uc0c1\ud0dc<\/span><\/font>.<\/font><\/span><\/p>\n

   <\/p>\n

b. <\/font><\/span>\ud22c\uae30 <\/span>[<\/span>\uc790\ubcf8\uc774\ub4dd<\/span><\/font>]<\/font><\/span><\/p>\n

– <\/font><\/span>\uc790\ubcf8\ub825\uacfc \uc815\ubcf4\ub97c \ubc14\ud0d5\uc73c\ub85c \ud55c
\n\ub2e8\uae30\uc801 <\/span>\u2018<\/span>\uc790\ubcf8\uc774\uc775<\/span>\u2019
\n<\/span><\/font>\ud68d\ub4dd\ud589\uc704<\/font><\/span><\/p>\n

– <\/font><\/span>\ud754\ud788 \uc6b0\ub9ac\uac00 \uc5bb\ub294 \uc774\uc775\uc740
\n\uc18c\ub4dd\uc774\uc775\uacfc \uc790\ubcf8\uc774\ub4dd\uc774 \uc788\ub2e4<\/span>.
\n<\/span>\uc608\ub85c
\n\ub4e4\uc5b4 \uc124\uba85\ud558\uc790\uba74 \uc9d1\uc744 <\/span>1<\/span>\uc5b5\uc5d0 \uc0c0\ub2e4\uac00
\n<\/span>2<\/span>\uc5b5\uc5d0 \ud314 \uacbd\uc6b0
\n<\/span>1<\/span>\uc5b5\uc774 \uc790\ubcf8\uc774\ub4dd\uc774 \uc0dd\uae34
\n\uac83\uc774\ub2e4<\/span>.
\n<\/span>\uc9d1\uc744
\n<\/span>1<\/span>\uc5b5\uc5d0 \uc0ac\uc11c \uc6d4
\n<\/span>100<\/span>\ub9cc\uc6d0\uc5d0 \uc138\ub97c \uc8fc\uba74
\n<\/span>100<\/span>\ub9cc\uc6d0\uc758 \uc18c\ub4dd\uc774\ub4dd\uc774 \uc0dd\uae34
\n\uac83\uc774\ub2e4<\/span>.
\n<\/span>\uc5ec\uae30\uc11c
\n\uc18c\ub4dd\uc774\ub4dd\uc774 \uc788\uc73c\uba74 <\/span>‘<\/span>\ud22c\uc790<\/span>‘<\/span>\ub77c\ud558\uace0 \uc790\ubcf8\uc774\ub4dd\ub9cc \uc788\uc73c\uba74
\n<\/span>‘<\/span>\ud22c\uae30<\/span>‘<\/span>\ub77c\ud55c\ub2e4<\/span>.
\n<\/span>\uc989
\n\uc18c\ub4dd\uc774\ub4dd\uc720\ubb34\uc758 \ucc28\uc774\ub77c\uace0 \ub9d0 \ud560 \uc218 \uc788\uaca0\ub2e4<\/span><\/font>. <\/font><\/span><\/p>\n

   <\/p>\n

c. <\/font><\/span>\ubcc0\uc561\ubcf4\ud5d8
\n<\/span>[<\/span>\uc6d0\uae08\uc190\uc2e4\uc704\ud5d8
\n\ub0b4\ud3ec<\/span><\/font>]<\/font><\/span><\/p>\n

– <\/font><\/span>\uacc4\uc57d\uc790\uac00 \ub0b8 \ub0a9\uc785\ubcf4\ud5d8\ub8cc \uc911
\n\uc801\ub9bd\ubcf4\ud5d8\ub8cc<\/span>(<\/span>\ub0a9\uc785\ubcf4\ud5d8\ub8cc\uc5d0\uc11c \uc0ac\uc5c5\ube44\uc640 \ud574\ub2f9
\n\uc5f0\ub3c4\uc758 \uc704\ud5d8\ubcf4\uc7a5\uc5d0 \ud544\uc694\ud55c \uc704\ud5d8\ubcf4\ud5d8\ub8cc\ub97c \ube80 \ubd80\ubd84<\/span>)<\/span>\ub97c \ud380\ub4dc\ub85c \ub9cc\ub4e4\uc5b4
\n\ucc44\uad8c<\/span>,
\n<\/span>\uc8fc\uc2dd
\n\ub4f1\uc5d0 \ud22c\uc790<\/span>,
\n<\/span>\uc6b4\uc6a9\uc2e4\uc801\uc5d0 \ub530\ub77c \ud22c\uc790\uc218\uc775\uc744
\n\uacc4\uc57d\uc790\uc5d0\uac8c \ubc30\ubd84\ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8\uae08\uc774 \ubcc0\ub3d9\ud558\ub294 \ubcf4\ud5d8\uc0c1\ud488<\/span><\/font>.<\/font><\/span><\/p>\n

– <\/font><\/span>\uae30\uc874 \ubcf4\ud5d8\uc0c1\ud488\uc5d0 \ud22c\uc790\uc2e0\ud0c1\uc0c1\ud488\uc758
\n\uc131\uaca9\uc744 \uac00\ubbf8\ud55c \uc148<\/span>.
\n<\/span>\ubcf4\ud5d8\uc0c1\ud488\uc774\uc9c0\ub9cc \ud380\ub4dc\uc6b4\uc6a9\uc5d0\uc11c
\n\uc5bb\uc740 \uc218\uc775\uc744 \ubd84\ubc30\ud55c\ub2e4\ub294 \uce21\uba74\uc5d0\uc11c \ud22c\uc2e0\uc0c1\ud488\uc758 \uc131\uaca9\uc744 \uacb8\ud558\uace0 \uc788\ub294 \uc2e4\uc801\ubc30\ub2f9\ud615\uc0c1\ud488\uc774\ub2e4<\/span><\/font>.<\/font><\/span><\/p>\n

– <\/font><\/span>\ub530\ub77c\uc11c \ud380\ub4dc \uc6b4\uc6a9\uc5d0\uc11c \uc218\uc775\uc774 \ub098\uba74 \uc815\uc561\ud615 \ubcf4\ud5d8\uc0c1\ud488\uc5d0 \ube44\ud574 \ub9ce\uc740 \ubcf4\ud5d8\uae08\uc744 \ud0c8 \uc218 \uc788\uc9c0\ub9cc \uc190\uc2e4\uc774 \ub098\uba74
\n\uacc4\uc57d\uc790\uac00 \ubc1b\ub294 \ubcf4\ud5d8\uae08\ub3c4 \uc904\uc5b4 \ub4ec<\/font><\/span><\/p>\n

  <\/p>\n

d. <\/font><\/span>\uc774\uc790\uc728\uacfc
\n\ubb3c\uac00\uc0c1\uc2b9<\/span>(<\/span>\uc778\ud50c\ub808\uc774\uc158<\/span>)
\n <\/span>\u203b<\/span><\/font>\ubb38\uc81c
\n\ubd80\uc815\ud655<\/font><\/span><\/p>\n

– <\/font><\/span>\uc774\uc790\ub294 \ud654\ud3d0\uc758 \ucc28\uc6a9\uc5d0 \ub300\ud558\uc5ec
\n\uc9c0\ubd88\ud558\ub294 \uac00\uaca9\uc774\ub2e4<\/span>.
\n<\/span>\uae30\uac04\ub2f9
\n\uc9c0\uae09\ub418\ub294 \uc774 \uc790\ub97c \uc6d0\uae08\uc758 \ube44\uc728\ub85c\uc11c \ud45c\uc2dc\ud55c \uac83\uc774 \uc774\uc790\uc728\uc774\ub2e4<\/span><\/font>.<\/font><\/span><\/p>\n

– <\/font><\/span>\ud654\ud3d0\uc774\uc790\uc728\uacfc \uc790\uc5f0\uc774\uc790\uc728\uc740
\n\uc624\ub298\ub0a0 \uba85\ubaa9\uc774\uc790\uc728\uacfc \uc2e4\uc9c8\uc774\uc790\uc728\uc758 \uac1c\ub150\uc5d0 \uc0c1\uc751\ud55c\ub2e4<\/span>.
\n<\/span>\uc2e4\uc9c8\uc774\uc790\uc728\uc740 \uc778\ud50c\ub808\uc774\uc158\uc774 \uc5c6\ub294
\n\ub54c\uc758 \uc774\uc790\uc728<\/span>,
\n<\/span>\uc989
\n\uc2e4\ubb3c\uc790\ubcf8\uc5d0 \ub300\ud55c \uc2e4\ubb3c\uc774\uc790\uc758 \ube44\uc728\uc774\ub2e4<\/span>.
\n<\/span>\uba85\ubaa9\uc774\uc790\uc728\uc740 \uc778\ud50c\ub808\uc774\uc158\uc774 \uc788\ub294
\n\uacbd\uc6b0 \uc77c\ubc18 \uc801\uc73c\ub85c \uad00\ucc30\ub418\ub294 \uc774\uc790\uc728\ub85c\uc11c \uba85\ubaa9\uc774\uc790\uc728\uacfc \uc2e4\uc9c8\uc774\uc790\uc728 \uac04\uc5d0\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uad00\uacc4\uac00 \uc131\ub9bd\ud55c\ub2e4<\/span><\/font>.<\/font><\/span><\/p>\n

– <\/font><\/span>\uba85\ubaa9\uc774\uc790\uc728<\/span>=<\/span>\uc2e4\uc9c8\uc774\uc790\uc728<\/span>+<\/span><\/font>\uc608\uc0c1\uc778\ud50c\ub808\uc774\uc158\uc728
\n\uc704\uc758 \uc2dd\uc740 \uc774\ub97c \ucc98\uc74c\uc73c\ub85c \ubc1c\uacac\ud55c \ubbf8\uad6d\uc758 \uacbd\uc81c\ud559\uc790 \ud53c\uc154\uc758 \uc774\ub984\uc744 \ub530\ub77c \ud53c\uc154\ud6a8\uacfc\ub77c \ud568<\/font><\/span><\/p>\n

  <\/p>\n

e. <\/font><\/span>\ucf00\uc778\uc988 \ud559\ud30c
\n<\/span>vs
\n<\/span>\uace0\uc804\ud559\ud30c
\n<\/span>[<\/span>\uac1c\uc785\uc8fc\uc758<\/span>,
\n<\/span>\ud070
\n\uc815\ubd80 <\/span>vs
\n<\/span>\uc790\uc720\ubc29\uc784\uc8fc\uc758<\/span>,
\n<\/span>\uc791\uc740
\n\uc815\ubd80<\/span><\/font>]<\/font><\/span><\/p>\n

– <\/font><\/span>\uad6d\ubbfc \uacbd\uc81c\uc758 \uc804\uccb4\uc801\uc778 \ud604\uc0c1\uc744
\n\uc5f0\uad6c \ub300\uc0c1\uc73c\ub85c \ud558\ub294 \uac70\uc2dc\uacbd\uc81c\ud559\uc5d0\ub294 \ub450 \uac00\uc9c0 \ud070 \uc9c0\ub958\uac00 \uc788\ub2e4<\/span>.
\n<\/span>\uc544\ub2f4
\n\uc2a4\ubbf8\uc2a4\ub97c \ube44\ub86f\ud558\uc5ec \ub9ac\uce74\ub3c4<\/span>,
\n<\/span>\ubc00<\/span>,
\n<\/span>\ub9c8\uc0ec<\/span>,
\n<\/span>\ud53c\uad6c
\n\ub4f1 \uc77c\uad70\uc758 \uc911\uc0c1\uc8fc\uc758 \uacbd\uc81c\ud559\uc790\ub4e4\uc744 \uc8fc\ucd95\uc73c\ub85c \ud558\ub294 \uace0\uc804\ud559\ud30c\uac00 \ud55c \ucd95\uc774\uace0<\/span>,
\n<\/span>\uace0\uc804\ud559\ud30c\uc758 \uc774\ub860\uc801 \ud55c\uacc4\ub97c
\n\uadf9\ubcf5\ud558\ub824 \ud588\ub358 \ucf00\uc778\uc988\uc640 \uadf8 \ucd94\uc885\ub4e4\uc774 \ucf00\uc778\uc988\ud559\ud30c\ub294 \ub610 \ub2e4\ub978 \ucd95\uc744 \uc774\ub8e8\uace0 \uc788\ub2e4<\/span><\/font>. <\/font><\/span><\/p>\n

– <\/font><\/span>\uace0\uc804\ud559\ud30c\ub294 \uc815\ubd80\uac00 \uacbd\uc81c\uc5d0
\n\uac1c\uc785<\/span>\u00b7<\/span>\uaddc\uc81c\ud558\ub294 \uac83\uc744
\n\ubc18\ub300\ud558\ub2e4<\/span>.
\n<\/span>\uc815\ubd80\uac00
\n\uacbd\uc81c\uc5d0 \uc778\uc704\uc801\uc778 \uac1c\uc785\uc744 \ud558\uac8c \ub418\uba74 \uacbd\uc81c\uc8fc\uccb4\ub4e4\uc758 \ucc3d\uc758\uc131\uc744 \uc800\ud574\ud558\uba70 \uad00\ub8cc\uc801\uc778 \ud2b9\uc131 \ub54c\ubb38\uc5d0 \ud6a8\uc728\uc131\uc774 \uc0c1\uc2e4\ub418\uac8c
\n\ub9c8\ub828\uc774\ub2e4<\/span><\/font>.<\/font><\/span><\/p>\n

– <\/font><\/span>\ubc18\uba74 \ucf00\uc778\uc988\ub294 \uc2e4\uc5c5\uc744 \uc904\uc774\uace0
\n\uacbd\uae30\ub97c \ud68c\ubcf5\uc2dc\ud0a4\uae30 \uc704\ud574\uc11c\ub294 \ucd1d\uc218\uc694\ub97c \uc99d\ub300\uc2dc\ucf1c\uc57c \ud55c\ub2e4\uace0 \ubcf8\ub2e4<\/span>.
\n<\/span>\ucd1d\uc218\uc694\ub97c \uc99d\ub300\uc2dc\ud0a4\uae30 \uc704\ud574\uc11c\ub294
\n\uacf5\uacf5\uc0ac\uc5c5\uc744 \uc77c\uc73c\ucf1c \uc815\ubd80 \uc9c0\ucd9c\uc744 \uc99d\ub300\uc2dc\ud0a4\uace0 \uc870\uc138\ub97c \uac10\uba74\ud574\uc8fc\ub294 \ub4f1 \uc801\uadf9\uc801\uc740 \uc7ac\uc815 \uc815\ucc45\uc774 \ud544\uc694\ud558\ub2e4<\/span><\/font>.<\/font><\/span><\/p>\n

   <\/p>\n

f. <\/font><\/span>\ucf54\uc988\uc758 \uc815\ub9ac
\n<\/span>[<\/span>\uc678\ubd80
\n\ube44\uacbd\uc81c<\/span><\/font>]<\/font><\/span><\/p>\n

– <\/font><\/span>\uacc4\ub7c9\uc774 \uace4\ub780\ud574\uc11c \uacbd\uc81c\uac70\ub798\uc758
\n\ub300\uc0c1 \ubc16\uc774\uc5c8\ub358 <\/span>\uc678\ubd80\ud6a8\uacfc<\/span>\ub3c4 <\/span>\uc18c\uc720\uad8c<\/span>\uc5d0 \uad00\ud55c \uba85\ud655\ud55c \ubc95\ud574\uc11d\uc774
\n\ub418\uc5b4\uc788\ub294 \uacbd\uc6b0\uc5d0\ub294 \uacc4\uc0b0\uc774 \uac00\ub2a5\ud558\uba70 \uac70\ub798\ub3c4 \uac00\ub2a5\ud55c \uac83\uc774\ub77c\ub294 \ubbf8\uad6d\uc758 \uacbd\uc81c\ud559\uc790 \ucf54\uc988\uac00 \uc804\uac1c\ud55c \uc815\ub9ac\uc774\ub2e4<\/span><\/font>.<\/font><\/span><\/p>\n

g. <\/font><\/span>\uacbd\uc81c\uc9c0\ub300<\/font><\/span><\/p>\n

– <\/font><\/span>\ud55c \uc694\uc18c\uac00 \ud604\uc7ac\uc758 \uc6a9\ub3c4\uc5d0\uc11c
\n\ub2e4\ub978 \uc6a9\ub3c4\ub85c \uc62e\uaca8\uac00\uc9c0 \uc54a\ub3c4\ub85d \uc9c0\ubd88\ud574\uc57c \ud558 \ub294 \ubcf4\uc218\ub97c \uadf8 \uc694\uc18c\uc758 \uc774\uc804\uc218\uc785\uc774\ub77c \ud55c\ub2e4<\/span>.
\n<\/span>\ud55c
\n\uc694\uc18c\uc758 \uacbd\uc81c\uc9c0\ub300\ub780 \uadf8 \uc694\uc18c \uac00 \ubc1b\ub294 \ucd1d\ubcf4\uc218\uc5d0\uc11c <\/span>\uc774\uc804\uc218\uc785<\/span>\uc744 \ube80
\n\uac83\uc774\ub2e4<\/span>.
\n<\/span>\ub2e4\uc2dc
\n\ub9d0\ud558\uba74 \uc774\uc804\uc218\uc785\uc744 \ucd08\uacfc\ud558\uc5ec \uc694\uc18c\uc5d0\uac8c \uc9c0\ubd88\ub418\ub294 \ubcf4\uc218\uac00 \uacbd\uc81c\uc9c0\ub300\uc774\ub2e4<\/span><\/font>.<\/font><\/span><\/p>\n

– <\/font><\/span>\uacbd\uc81c\uc9c0\ub300
\n<\/span>=
\n<\/span>\uc694\uc18c\uc18c\ub4dd
\n<\/span>–
\n<\/span><\/font>\uc774\uc804\uc218\uc785<\/font><\/span><\/p>\n

  <\/p>\n

1. <\/font><\/span>\uad6d\uac00\ub97c \ub300\uc0c1\uc73c\ub85c \ud55c \ubc30\uc0c1\uc18c\uc1a1\uc744
\n\ubb34\uc5c7\uc774\ub77c\ud558\ub294\uac00<\/span>?
\n[<\/span>\uc190\ud574\ubc30\uc0c1\uccad\uad6c
\n\uc18c\uc1a1<\/span><\/font>]<\/font><\/span><\/p>\n

– <\/font><\/span>\uad6d\uac00\ubc30\uc0c1\uc81c\ub3c4\ub294 \uacf5\ubb34\uc6d0\uc758 \uc9c1\ubb34\uc0c1
\n<\/span>\ubd88\ubc95\ud589\uc704<\/span>\ub098 <\/span>\uacf5\uacf5\uc2dc\uc124<\/span>\uc758 \uc124\uce58 \ub610\ub294 \uad00\ub9ac\uc0c1\uc758
\n\uc798\ubabb\uc73c\ub85c \uc190\ud574\ub97c \uc785\uc740 \uad6d\ubbfc\uc744 \uc704\ud558\uc5ec <\/span>\uad6d\uac00\ubc30\uc0c1\ubc95<\/span>\uc5d0 \uc758\uac70 \uad6d\uac00\ub098
\n\uc9c0\ubc29\uc790\uce58\ub2e8\uccb4\uc5d0\uc11c \uc801\uc815\ud55c \ubc30\uc0c1\uc744 \ud558\uc5ec\uc8fc\ub294 \uc81c\ub3c4\uc774\ub2e4<\/span><\/font>.<\/font><\/span><\/p>\n

– <\/font><\/span>\uad6d\uac00\ubc30\uc0c1\uc808\ucc28\ub294 \uad6d\uac00\ubc30\uc0c1\ubc95
\n<\/span>\uc2dc\ud589\ub839<\/span>\uc774 \uac1c\uc815\ub428\uc5d0 \ub530\ub77c
\n<\/span>2001<\/span>\ub144\ubd80\ud130\ub294 \ubc30\uc0c1\uc2e0\uccad\uacfc
\n\uc190\ud574\ubc30\uc0c1\uccad\uad6c \uc18c\uc1a1\uc81c\uae30 \uc911 \ud55c \uac00\uc9c0\ub97c \ud0dd\ud560 \uc218 \uc788\ub3c4\ub85d \ud588\ub2e4<\/span>.
\n<\/span>\ub530\ub77c\uc11c
\n\ubc30\uc0c1\uc2e0\uccad\uc744 \uac70\uce58\uc9c0 \uc54a\uace0 \uad6d\uac00 \ub610\ub294 \uc9c0\ubc29\uc790\uce58\ub2e8\uccb4\ub97c \uc0c1\ub300\ub85c \ubc95\uc6d0\uc5d0 \uc190\ud574\ubc30\uc0c1\uccad\uad6c \uc18c\uc1a1\uc744 \ub0bc \uc218 \uc788\uac8c \ub410\ub2e4<\/span><\/font>. <\/font><\/span><\/p>\n

<\/font><\/span><\/p>\n

2. <\/font><\/span>\ubca8\ub9ac\uc998 <\/span>[<\/span>\uc131\uc5d0 \ub300\ud55c
\n\ud45c\ud604<\/span><\/font>]<\/font><\/span><\/p>\n

– <\/font><\/span>\uc9c0\ub098\uce58\uac8c \uad00\ub2a5\uc744 \ucd94\uad6c\ud558\ub294
\n\uc774\uae30\uc801\uc778 \ud589\ubcf5\ub860<\/span><\/font>.<\/font><\/span><\/p>\n

– <\/font><\/span>\ud504\ub791\uc2a4<\/span> <\/span>\uc791\uac00\uc778
\n<\/span>\uc2a4\ud0d5\ub2ec<\/span>\uc758 \ubcf8\uba85 \ub9c8\ub9ac \uc559\ub9ac
\n\ubca8<\/span>(Marie
\nHenri Beyle)<\/span>\uc758
\n<\/span>‘<\/span>\ubca8<\/span>‘<\/span>\uc5d0\uc11c
\n\uc720\ub798\ud558\uc600\ub2e4<\/span>.
\n<\/span>\uc2a4\ud0d5\ub2ec\uc740 \uc704\ud5d8\ucc9c\ub9cc\ud55c \ub300\ub2f4\ud55c
\n\ud589\uc704\ub098 \uaca9\ub82c\ud55c \uad00\ub2a5<\/span>,
\n<\/span>\ub610\ub294
\n\uc5b4\ub5a4 \uc804\uc728\uac10\uc774\ub098 \uc560\uc695 \uc18d\uc5d0 \uc9c4\uc815\ud55c \ud589\ubcf5\uc774 \uc788\ub2e4\uace0 \ubcf4\uace0<\/span>,
\n<\/span><\/font>\uc774\ub7ec\ud55c \uc0dd\ud65c\uc5d0\uc11c \uc0b6\uc758 \uac00\uce58\ub97c \ucc3e\uc73c\ub824 \ud558\uc600\ub2e4<\/font><\/span><\/p>\n

  <\/p>\n

3. <\/font><\/span>\ub2e4\uc74c\uc911 \uac00\uc7a5 \ud070 \ub2e8\uc704\ub294
\n<\/span>(<\/span>\ucc99<\/span>,
\n<\/span>\ucf8c<\/span>,
\n<\/span>\uc811<\/span>,
\n;;) <\/span>\ubb54\uac00\uc694<\/span>?
\n[<\/span>\uc811<\/span><\/font>]<\/font><\/span><\/p>\n

– <\/font><\/span>\ucca9 <\/span>:
\n<\/span><\/font>\ud55c\uc57d\uc744 \uc9c0\uc5b4 \uc57d\ubd09\uc9c0\uc5d0 \uc2fc \ubb49\uce58\ub97c \uc77c\uceeb\ub294 \ub9d0<\/font><\/span><\/p>\n

– <\/font><\/span>\ucf8c <\/span>:
\n<\/span>\ubd81\uc5b4
\n<\/span>20<\/span>\ub9c8\ub9ac \uc5fd\uc804
\n<\/span>10<\/span>\uafb8\ub7ec\ubbf8<\/span>,
\n<\/span>\uc989
\n<\/span>10<\/span><\/font>\ub0e5\uc744
\n\ud55c\ub2e8\uc704\ub85c \uc138\ub294 \ub9d0<\/font><\/span><\/p>\n

– <\/font><\/span>\uc811 <\/span>:
\n<\/span>\uacfc\uc77c<\/span>,
\n<\/span>\ubb34<\/span>,
\n<\/span>\ubc30\ucd94<\/span>,
\n<\/span>\ub9c8\ub298
\n<\/span>100<\/span><\/font>\uac1c
\n\ub530\uc704\ub97c \uc77c\uceeb\ub294 \ub9d0<\/font><\/span><\/p>\n

  <\/p>\n

6. <\/font><\/span>\ub2e4\uc218\uacb0\uc758 \uc6d0\uce59\uc758 \ud5db\uc810\uc744 \uc9c0\uc801\ud55c
\n\uc0ac\ub78c<\/span>?
\n[<\/span>\ubc00<\/span><\/font>]<\/font><\/span><\/p>\n

– <\/font><\/span>\ubc00 <\/span>:
\n<\/span>\uc790\uc720\uc8fc\uc758<\/span> <\/span><\/font>\uc0ac\uc0c1\uc5d0 \uc785\uac01\ud558\uc5ec \uc5ec\uc131\uc5d0\uac8c \uad50\uc721\uc758 \uae30\ud68c\ubfd0 \uc544\ub2c8\ub77c \uc2dc\ubbfc\uc73c\ub85c\uc11c\uc758 \uc790\uc720\uc640 \uacbd\uc81c\uc801 \uae30\ud68c\ub3c4 \ub611\uac19\uc774 \uc81c\uacf5\ud560 \uac83\uc744
\n\uc8fc\uc7a5<\/font><\/span><\/p>\n

– <\/font><\/span>\ubca4\ub2f4 <\/span>:
\n<\/span>\uc778\uc0dd\uc758
\n\ubaa9\uc801\uc740 <\/span>‘<\/span>\ucd5c\ub300 \ub2e4\uc218\uc758 \ucd5c\ub300
\n\ud589\ubcf5<\/span>‘<\/span>\uc758 \uc2e4\ud604\uc5d0 \uc788\uc73c\uba70 \ucf8c\ub77d\uc744
\n\uc870\uc7a5\ud558\uace0 \uace0\ud1b5\uc744 \ubc29\uc9c0\ud558\ub294 \ub2a5\ub825\uc774\uc57c\ub9d0\ub85c \ubaa8\ub4e0 \ub3c4\ub355\uacfc \uc785\ubc95\uc758 \uae30\ucd08\uc6d0\ub9ac\ub77c\uace0 \ud558\ub294 \uacf5\ub9ac\uc8fc\uc758<\/span>(<\/span>\u529f\u5229\u4e3b\u7fa9<\/span>)<\/span>\ub97c
\n\uc8fc\uc7a5\ud558\uc600\ub2e4<\/span><\/font>.<\/font><\/span><\/p>\n

   <\/p>\n

7. <\/font><\/span>\uc778\ud130\ub137\uc5d0\uc11c \uc774\ub7f0 \uc800\ub7f0
\n\uc0c1\ud488\ud0c0\uae30\uc704\ud574 \ub04a\uc784\uc5c6\ub294 \ub3cc\uc544\ub2e4\ub2c8\ub294 \uc0ac\ub78c <\/span>[<\/span>\ud074\ub9ac\ucee4<\/span><\/font>]<\/font><\/span><\/p>\n

– <\/font><\/span>\ud074\ub9ac\ucee4 <\/span>:
\n<\/span><\/font>\ucd5c\uadfc\uc804\uc790\uc0c1\uac70\ub798 \uc0ac\uc774\ud2b8\ub098 \uae30\ud0c0 \ud48d\uc131\ud55c \uc0ac\uc740\ud488\uc774 \uac78\ub9b0 \uc774\ubca4\ud2b8\ub9cc \uc9d1\uc911\uc801\uc73c\ub85c \ucc38\uac00\ud558\ub294 \uacbd\ud488
\n\uc0ac\ub0e5\uafbc<\/font><\/span><\/p>\n

– <\/font><\/span>\uce90\ud2f0\uc98c <\/span>:
\n<\/span><\/font>\uc815\ubcf4\ud1b5\uc2e0\ub9dd\uc774 \uc81c\uacf5\ud558\ub294 \uc0c8\ub85c\uc6b4 \uacf5\uac04\uc5d0\uc11c \uc0ac\ub294 \uc0ac\ub78c<\/font><\/span><\/p>\n

– <\/font><\/span>\uc2f8\uc774\ubc84\uc2a4\ucffc\ud305
\n<\/span>:
\n<\/span><\/font>\uc778\ud130\ub137 \uc8fc\uc18c \uc120\uc810\uacfc \ub3c4\uba54\uc778 \ubd88\ubc95 \uc810\uc720<\/font><\/span><\/p>\n

– <\/font><\/span>\ud06c\ub798\ucee4 <\/span>:
\n<\/span><\/font>\ub2e4\ub978 \ucef4\ud4e8\ud130 \uc2dc\uc2a4\ud15c\uc744 \ud30c\uad34\ud560 \ubaa9\uc801\uc73c\ub85c \ub124\ud2b8\uc6cc\ud06c\ub97c \ud1b5\ud558\uc5ec \uc2dc\uc2a4\ud15c\uc5d0 \ubd88\ubc95\uc801\uc73c\ub85c \uc811\uadfc\ud558\ub294 \uc0ac\ub78c
\n<\/font><\/span><\/p>\n

  <\/p>\n

9. <\/font><\/span>\ud640\ub85c\uadf8\ub7a8\uc740 \ube5b\uc758 \uc5b4\ub5a4
\n\uc131\uc9c8<\/span>?
\n[<\/span>\uac04\uc12d<\/span><\/font>] <\/font><\/span><\/p>\n

– <\/font><\/span>\ud640\ub85c\uadf8\ub7a8
\n<\/span>:
\n<\/span>\ud640\ub85c\uadf8\ub798\ud53c\uc5d0 \uc758\ud574 \uc0dd\uc131\ub41c
\n<\/span>3<\/span><\/font>\ucc28\uc6d0
\n\uc0ac\uc9c4\uc73c\ub85c \ud544\ub984\uc774\ub098 \uac10\uad11 \uac74\ud310 \ub4f1 \uae30<\/font><\/span><\/p>\n

  <\/p>\n

12. <\/font><\/span>\ucc45\uc758 \ucd9c\ucc98\uac00
\n\uc798\ubabb\ub41c\uac83\uc740<\/span><\/font>? <\/font><\/span><\/p>\n

– <\/font><\/span>\uc815\uc74d\uc0ac <\/span>:
\n<\/span>\ud1b5\uc77c\uc2e0\ub77c
\n\uacbd\ub355\uc655<\/span>(<\/span>\u666f\u5fb7\u738b<\/span>)
\n<\/span>\uc774\ud6c4
\n\uad6c\ubc31\uc81c<\/span>(<\/span>\u820a\u767e\u6fdf<\/span>)
\n<\/span><\/font>\uc9c0\ubc29\uc758 \ub178\ub798\ub85c \uc9d0\uc791\ub41c\ub2e4<\/font><\/span><\/p>\n

– <\/font><\/span>\uacf5\ubb34\ub3c4\ud558\uac00
\n<\/span>:
\n<\/span>\uace0\uc870\uc120
\n\ub54c\uc5d0 \uc9c4\uc878<\/span>(<\/span>\u6d25\u5352<\/span>)
\n<\/span>\uacfd\ub9ac\uc790\uace0\uc758 \uc544\ub0b4
\n\uc5ec\uc625<\/span>(<\/span>\u9e97\u7389<\/span>)<\/span>\uc774 \uc9c0\uc5c8\ub2e4\uace0 \uc804\ud558\ub294
\n\ub178\ub798<\/span>,
\n<\/span><\/font>\ucd9c\uc804 \uace0\uae08\uc8fc<\/font><\/span><\/p>\n

– <\/font><\/span>\uad6c\uc9c0\uac00 <\/span>:
\n<\/span>\uad6c\uc9c0\ubd09
\n\uc8fc\uc704\uc5d0 \uc0b4\ub358 \uad6c\uac04\uacfc \uadf8 \ubc31\uc131\ub4e4\uc774 \uc218\ub85c\uc655\uc744 \ub9de\uae30 \uc704\ud574\uc11c \ubd80\ub978 \uace0\ub300\uac00\uc694<\/span>.
\n<\/span>\uc0bc\uad6d\uc720\uc0ac\uc5d0 \uc2e4\ub824
\n\uc788\ub2e4<\/span><\/font>.<\/font><\/span><\/p>\n

   <\/p>\n

15. <\/font><\/span>\ubbfc\uc8fc\uc8fc\uc758\uc758
\n<\/span>3<\/span>\ub300
\n\uc694\uc18c<\/span><\/font>?<\/font><\/span><\/p>\n

– <\/font><\/span>\uad8c\ub825\ubd84\ub9bd<\/span>,
\n<\/span>\uc785\ud5cc\uc8fc\uc758<\/span>,
\n<\/span><\/font>\uad6d\ubbfc\uc790\uce58<\/font><\/span><\/p>\n

  <\/p>\n

16. <\/font><\/span>\uc720\uc120\ubc29\uc1a1\uc758
\n<\/span>3<\/span>\ub300
\n\uc694\uc18c<\/span><\/font>?<\/font><\/span><\/p>\n

– <\/font><\/span>\ubc29\uc1a1\uad6d<\/span>,
\n<\/span>\uc720\uc120\ub9dd
\n\uc0ac\uc5c5\uc790<\/span>,
\n<\/span>\uc218\uc2e0\uc790<\/span><\/font>
\n<\/font><\/span><\/p>\n

  <\/p>\n

18. <\/font><\/span>\uc6b0\uc8fc \uacc4\ubc1c\uc5d0 \ub300\ud55c
\n\ubb38\uc81c<\/span>…
\n2<\/span>\ubc88
\n\uc9c0\ubb38<\/span>..
\n<\/span>\ucd5c\ucd08\uc758
\n\uc720\uc778\uc6b0\uc8fc\uc120\uc740 \ubbf8\uad6d\uc5d0<\/span>~~
\n<\/span>\uc694\uac8c
\n\ud2c0\ub838\uc2b5\ub2c8\ub2e4<\/span>.
\n<\/span>\uc18c\ub828\uc774
\n\uba3c\uc800 \uc3d8\uc558\uc8e0<\/span><\/font>.<\/font><\/span><\/p>\n

– <\/font><\/span>\uc138\uacc4\ucd5c\ucd08\uc758 \uc720\uc778\uc6b0\uc8fc\uc120
\n<\/span>:
\n<\/span>\uc18c\ub828\uc758
\n\ubcf4\uc2a4\ud1a0\ud06c <\/span>1<\/span>\ud638<\/span><\/font>
\n<\/font><\/span><\/p>\n

  <\/p>\n

19. CTBT <\/font><\/span>\uc5d0
\n\ub300\ud55c \uc124\uba85\uc911 \ud2c0\ub9b0\uac83\uc740<\/span>?
\n<\/span>\uc694\uac83\ub3c4
\n\uc544\ub9c8 <\/span>(<\/span>\ud3c9\ud654\uc801\uc778 \uc0ac\uc6a9\uc744 \uc6a9\uc778\ud55c\ub2e4
\n\uc600\ub358\uac70 \uac19\uc2b5\ub2c8\ub2e4<\/span><\/font>) <\/font><\/span><\/p>\n

– <\/font><\/span>\ud3ec\uad04\uc801 \ud575\uc2e4\ud5d8\uae08\uc9c0\uc870\uc57d
\n<\/span>[<\/span>\u5305\u62ec\u7684\u6838\u5be6\u9a57\u7981\u6b62\u689d\u7d04<\/span><\/font>, Comprehensive Test Ban Treaty] <\/font><\/span><\/p>\n

<\/font><\/span>1996<\/span>\ub144
\n\uad6d\uc81c\uc5f0\ud569<\/span>(UN)
\n<\/span>\ucd1d\ud68c\uc5d0\uc11c \uc5b4\ub5a0\ud55c
\n\ud615\ud0dc<\/span>\u00b7<\/span>\uaddc\ubaa8<\/span>\u00b7<\/span>\uc7a5\uc18c\uc5d0\uc11c\ub3c4 \ud575\ud3ed\ubc1c \uc2e4\ud5d8\uc744
\n\uae08\uc9c0\ud55c\ub2e4\ub294 \ub0b4\uc6a9\uc73c\ub85c \uacb0\uc758\ud55c \uc804\uba74\uc801\uc774\uace0 \ud3ec\uad04\uc801\uc778 \ud575\uc2e4\ud5d8 \uae08\uc9c0\uc870\uc57d<\/span><\/font>. <\/font><\/span><\/p>\n

<\/font><\/span><\/p>\n

22. <\/font><\/span>\uadc0\uc2e0\uc774\ub098 \ubb34\uc11c\uc6b4 \uc7a5\uba74\uc774 \ub098\uc624\uc9c0
\n\uc54a\uc73c\uba74\uc11c \uacf5\ud3ec\uac10\uc744 \uc870\uc131\ud558\ub294 \uc601\ud654\ub294<\/span>?(<\/span>\uceec\ud2b8<\/span>,<\/span>\ud638\ub7ec<\/span><\/font>) <\/font><\/span><\/p>\n

– <\/font><\/span>\uceec\ud2b8\uc601\ud654
\n<\/span>:
\n<\/span><\/font>\uc18c\uc218\uc758 \uc9d1\ub2e8\uc5d0 \uc758\ud574 \uad11\uc801\uc73c\ub85c \uc22d\ubc30\ubc1b\ub294 \uc601\ud654<\/font><\/span><\/p>\n

– <\/font><\/span>\ud638\ub7ec\uc601\ud654
\n<\/span>:
\n<\/span><\/font>\uc601\ud654\ub97c \ubcf4\ub294 \uc0ac\ub78c\uc774 \uacf5\ud3ec\uac10\uc744 \ub290\ub07c\ub3c4\ub85d \ub9cc\ub4dc\ub294 \uc601\ud654<\/font><\/span><\/p>\n


<\/span><\/p>\n

\ucd9c\ucc98 :\uc778\ud130\ub137<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac (\uc9c1\ubb34\uc218\ud589\ub2a5\ub825\ud3c9\uac00: \uc804\uacf5–\uacbd\uc601, \uacbd\uc81c, \ubc95 \uc911 \uc57d\uc220 4, \ub17c\uc2201)    \ud1b5\ud654\uad6c\ubd84 – M1, M2, M3 (\uc591\ub3c4\uc131\uc608\uae08\uc99d\uc11c CD\ub294 \uc5b4\ub514\uc5d0 \ub4e4\uc5b4\uac00\ub098\uc694) M1(\ud1b5\ud654): \ubbfc\uac04\uc774 \ubcf4\uc720\ud558\uace0 \uc788\ub294 \ud604\uae08 + \uc740\ud589\uc758 \uc694\uad6c\ubd88\uc608\uae08 M2(\ucd1d\ud1b5\ud654): M1 +\uc800\ucd95\uc131\uc608\uae08(\uc815\uae30\uc608\uae08\uc774\ub098 \uc801\uae08)+\uac70\uc8fc\uc790 \uc678\ud654\uc608\uae08 MCT: M2 + \uc591\ub3c4\uc131 \uc608\uae08\uc99d\uc11c(CD) + \uae08\uc804\uc2e0\ud0c1 \uc218\ud0c1\uc561 M3(\ucd1d\uc720\ub3d9\uc131): MCT + \uc81c2\uae08\uc735\uad8c \uc608\uc218\uae08   \ud654\ud3d0\uc758 \ubcf8\uc6d0\uc801 \uae30\ub2a5 – \uad50\ud658\uc758 \ub9e4\uac1c\uc218\ub2e8 \ud654\ud3d0\uc758 \uae30\ub2a5 – … <\/p>\n

\ub354 \ubcf4\uae30 “\uc77c\ubc18\uc0c1\uc2dd(\uc9c1\ubb34\uc218\ud589\ub2a5\ub825\ud3c9\uac00) – \uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac”<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[5433],"tags":[23163,5436,23166,23165],"class_list":["post-19639","post","type-post","status-publish","format-standard","hentry","category-5433","tag-23163","tag-5436","tag-23166","tag-23165","entry"],"_links":{"self":[{"href":"http:\/\/w3devlabs.net\/wp\/index.php?rest_route=\/wp\/v2\/posts\/19639","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/w3devlabs.net\/wp\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/w3devlabs.net\/wp\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/w3devlabs.net\/wp\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/w3devlabs.net\/wp\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19639"}],"version-history":[{"count":2,"href":"http:\/\/w3devlabs.net\/wp\/index.php?rest_route=\/wp\/v2\/posts\/19639\/revisions"}],"predecessor-version":[{"id":19641,"href":"http:\/\/w3devlabs.net\/wp\/index.php?rest_route=\/wp\/v2\/posts\/19639\/revisions\/19641"}],"wp:attachment":[{"href":"http:\/\/w3devlabs.net\/wp\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19639"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/w3devlabs.net\/wp\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19639"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/w3devlabs.net\/wp\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19639"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}